Injured in an Accident? We Can Help!

Tampa Car Accident Attorneys

Show the Insurance Company You’re Serious

Auto insurance companies have a reputation for dismissing and downplaying car accident claims whenever and however they can. The problem is that they often get away with it, too, because claimants try to represent themselves. Insurers know they have the advantage in that situation, and they do not hesitate to use it.

After you have been struck by a negligent driver in Tampa or the surrounding area, you need to show the insurance company that you are serious about your claim by teaming up with a law firm like Jerry Jaramillo & Associates, P.A. Our car accident lawyers are recognized in the industry for our tenacity, experience, and history of impressive case results. Put us in charge of your car accident claim to rest easy knowing it is in good hands.

Fight for the compensation you deserve. Call (813) 305-7697!

Florida’s PIP & PDL Insurance Requirements

Florida is one of a handful of states that require motorists to purchase personal injury protection (PIP) and property damage liability (PDL) automobile insurance. Your PIP insurance will provide up to 80% of medical expenses until the policy’s cap is reached. PDL insurance is used to pay for damage to another driver’s vehicle in a crash.

Insurance coverage minimums in Florida are currently set at:

  • $10,000 for PIP
  • $10,000 for PDL

PIP insurance works by giving you medical cost coverage for your injuries, regardless of who caused the accident. Although, it is a common misconception that Florida drivers cannot sue other motorists because of PIP insurance. The truth is you can still file a personal injury lawsuit against an at-fault driver if they cause you to suffer a “serious and permanent” injury, such as a brain injury, back injury, amputation, or lifelong disfigurement. It is important to work with an auto accident attorney who can evaluate your injuries and help determine if you have legal grounds to file a personal injury claim in addition to PIP and PDL claims.

Pain & Suffering Damages

PIP coverage will do nothing to compensate you for the pain and suffering you have experienced in a car accident. It only provides for medical costs and sometimes lost wages, depending on the policy details. PDL coverage only compensates drivers for property damage to their vehicles. In order to seek noneconomic damages for pain, suffering, emotional trauma, PTSD, and so forth, an injury claim is required.

There are two different methods to calculate a value for pain and suffering following a car accident: per diem and the multiple methods. More commonly, the multiple method is used, but understanding both is useful.

Your pain and suffering damages could be calculated by:

  • Per diem: In Latin, per diem means ‘by the day.’ If your noneconomic damages are calculated per diem, then a flat amount of compensation is assigned to each day until you reach your maximum medical improvement (MMI). For example, your per diem rate is set at $100 and you take 1,000 days to reach MMI. In this scenario, your total pain and suffering damages would be calculated at $100,000.
  • Multiple: The ‘multiple’ method totals all of your economic damages, including medical costs, lost wages, property repair, and anything else with a tangible receipt or bill. The total is then multiplied by a number that your attorney deems fair and just. For example, your total economic damages are $25,000 and you are expected to experience difficulties and trauma from your injuries for the next 5 years. We might say it is fair to multiply your damages by 5, reaching a total of $125,000.

What to Do After a Car Accident

Before anything else, address life-threatening injuries. Then if possible, you should take the following steps after a car accident:

  • Take photographs of the scene where the incident occurred.
  • Call 911 and wait for the police to arrive on scene so that they may properly document the incident.
  • Make sure to get a copy of the “Driver Exchange of Information”. This is typically filled out by the police officer on scene and contains vital information about the accident such as the at-fault driver’s name, address, and insurance information
  • Do NOT leave the scene without the at-fault driver’s name, license plate number, and insurance information – Even if you feel the damage to your car was minimal or you are not in pain at the scene, you must always get the other driver’s information. There may be internal damage to you or your vehicle that may not reveal itself right away
  • If physically injured, seek medical attention right away. If you do not seek medical attention within 14 days of an accident, you may forfeit your Florida “No-Fault” Benefits, which pay 80% of your medical bills up to $10,000. Even if you do not seek medical attention in the first 14 days, you can absolutely still pursue a claim for personal injury.
  • Do not discuss your case with anyone until you speak to an attorney (this includes NOT posting on social media sites such as Twitter, Facebook, Instagram, or Snapchat)

We Can Defend Your Rights with No Additional Fees Required

If you’re feeling overwhelmed by all the legal options or intimidated by an uncaring insurance company, rest assured that our experienced Tampa car accident lawyers can guide you through this difficulty time. We work on contingency fees, meaning you can put our skilled law firm on your side to go toe-to-toe with big name insurance companies without further burdening your finances.

Contact us online today to schedule your free consultation, or call our law firm at (813) 305-7697 when you have an opportunity.

We've Recovered Millions For Our Clients

Keep Your Eye on the Goal - We Can Help Get You There.
  • $47 Million Day Spa Negligence
  • $42 Million Dram Shop Liability
  • $15 Million Motorcycle Accident / Death
  • $8 Million Corporate Liability
  • $7 Million Premises Liability
  • $7 Million Race Discrimination
  • $6 Million Medical Malpractice
  • $6 Million Dealership Negligence
  • $5 Million Pharmaceutical Negligence
  • $5 Million Hospital Negligence
  • $5 Million Orthopedic Malpractice
  • $5 Million Trustee Negligence
  • $4 Million Restaurant Liability
  • $4 Million Personal Injury
  • $4 Million Rental Car Company Liability
  • $4 Million PACU Malpractice
  • $3 Million Nationality Discrimination
  • $3 Million Product Liability
  • $3 Million Gastroenterology Malpractice
  • $3 Million Breach of Contract
  • $2 Million Car Accident / Death
  • $2 Million Urology Malpractice
  • $2 Million Internist Malpractice
  • $2 Million Surgical Negligence
  • $2 Million Age Discrimination
  • $2 Million Design Negligence
  • $2 Million Trucking Accident / Negligence
  • $2 Million Trucking Accident Liability
  • $2 Million Radiology Malpractice
  • $2 Million Cardiologist Negligence
  • $2 Million Anesthesiology Malpractice
  • $2 Million Aviation Negligence
  • $2 Million Professional Malpractice
  • $2 Million F.L.S.A. Liability
  • $2 Million Industrial Explosion
  • $2 Million Disability Discrimination
  • $2 Million Delivery Van Negligence
  • $2 Million Sexual Harassment
  • $1 Million Emergency Room Negligence
  • $1 Million Wrongful Death
  • $1 Million Drug Company Liability
  • $1 Million Garbage Truck Negligence
  • $1 Million SUV Rollover Design Liability
  • $1 Million Product Liability
  • $1 Million Premises Liability
  • $1 Million Primary Care Negligence
  • $1 Million Child Pedestrian Injury
  • $1 Million Pedestrian Injury
  • $1 Million Car Accident Injury
  • $1 Million Crosswalk Negligence
  • $1 Million Carnival Ride Liability
  • $1 Million Car Accident Injury
  • $1 Million Car Accident Injury
  • $1 Million Broker Malpractice
  • $1 Million Motorcycle Accident
  • $1 Million Hematology Malpractice
  • $1 Million V.A. Malpractice
Need Help Filing a Claim? Jerry Jaramillo & Associates P.A. can guide your through your case.

From figuring out if you have a claim to fixing improper claim handling, the firm is here to help.

Contact Us Today

We Work to Lift Your Legal Burden

Learn How We Can Help. Contact Our Team.
  1. Our track record speaks for itself with Millions of dollars in settlements recovered.
  2. At Jerry Jaramillo & Associates, we always offer a free consultation for your convenience.
  3. Where would you like to meet? We will come to you, wherever you are to meet and go over case details.
  4. We are present for all visits by your insurance company to keep your case on track for success.
  5. Se Habla Español
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